Monthly Archives: January 2014

Bankruptcy Stops Wage Garnishment

My employer just got served with an order to garnish my wages. How much of my paycheck will I lose? Can bankruptcy help me? As a bankruptcy attorney, I’m often contacted by people in the Indianapolis area who need help

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Can Bankruptcy Wipe Out Income Tax Debt?

If I owe income taxes to the IRS or the Indiana Department of Revenue, can I discharge them by filing for bankruptcy? Benjamin Franklin once wrote that “in this world nothing can be said to be certain, except death and

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Debt Collection Laws Are Due for an Update

A lot has changed since Congress passed the Fair Debt Collection Practices Act (FDCPA) in 1977. Technology, music, and fashion are just a few examples. But over 35 years later, the FDCPA is mostly the same as it was back

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If I File for Bankruptcy, Will I Have to Go Before a Judge?

Since my case will be filed with a bankruptcy court, does this mean I’ll be appearing in front of a judge? Probably not. Every person who files for bankruptcy will meet with the trustee assigned to the case. But the

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How Long Does it Take to Get a Bankruptcy Discharge?

In most bankruptcy cases, the main goal is to get a “discharge.” The discharge is a permanent court order┬áthat prevents your creditors from holding you personally liable for any discharged debts. That means no collection calls, no lawsuits, and no

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