Conrad Legal Is Joining John Steinkamp & Associates
Information for Current Clients
If you are a current Conrad Legal client, your case will remain important to me, and I will continue working with you through JSA. Please check your email for additional information about the transition.
If you did not receive an email about the transition, or if you have questions about your case, please contact me using the information below.
Expanded Support for Bankruptcy Clients
For both current and prospective clients, the merger means access to a broader range of legal services and support.
JSA assists clients before, during, and after bankruptcy. In addition to helping individuals and families obtain debt relief, the firm assists with consumer protection issues that may arise throughout the process, including inaccurate credit reporting, unfair debt collection practices, creditor harassment, and related concerns.
Bankruptcy is often only one part of a client’s financial recovery. By joining JSA, I will be able to help clients address not only the bankruptcy itself, but also many of the problems that can occur before filing or continue after a case is completed.
Contact Matthew W. Conrad
Beginning August 3, 2026, I can be reached at:
Matthew W. Conrad
John Steinkamp & Associates
5214 S. East Street, Suite D-1
Indianapolis, IN 46227
Phone: (317) 780-8300
Email: mconrad@johnsteinkampandassociates.com
I am grateful for the trust my clients have placed in me, and I look forward to continuing to serve both current and future clients at John Steinkamp & Associates.
A Straightforward Process!
-J.F. 
Ease Your Mind
-S.H. “Grateful I worked with him”
-B.P. 
ABOUT US
PRACTICE AREAS
Chapter 7 Bankruptcy
Conrad Legal LLC focuses on Chapter 7 bankruptcy, offering individuals a fresh start by discharging most of their unsecured debts. Our team will guide you through the means test, help you protect your assets, and ensure a smooth process from start to finish.
Chapter 13 Bankruptcy
Our team works directly with you to build a repayment plan that fits your income, protects the property you want to keep, and finishes within the three- or five-year window the court allows.
Filing Bankruptcy in the Southern District of Indiana
Conrad Legal accepts cases from anywhere in the Southern District of Indiana. Most clients come from Marion County and the eight surrounding counties:
- Marion County: Indianapolis, Lawrence, Beech Grove, Speedway, Southport
- Hamilton County: Carmel, Fishers, Noblesville, Westfield
- Hendricks County: Plainfield, Avon, Brownsburg, Danville
- Johnson County: Greenwood, Franklin, Bargersville, Whiteland
- Hancock County: Greenfield, McCordsville, Fortville, New Palestine
- Madison County: Anderson, Pendleton, Elwood, Alexandria
- Morgan County: Martinsville, Mooresville, Monrovia
- Boone County: Zionsville, Lebanon, Whitestown, Thorntown
- Shelby County: Shelbyville, Morristown, Fairland
Consultations happen by phone, video, or in person, whichever works for your schedule. Most clients never need to come downtown until the 341 meeting of creditors, and many of those are now conducted by telephone or video in the Indianapolis Division.
Chapter 7 and Chapter 13 Bankruptcy
Chapter 7
Chapter 7 discharges most unsecured debt, including credit cards, medical bills, personal loans, deficiency balances on repossessed vehicles, and most civil judgments. The typical case runs about four months from filing to discharge. To qualify, your household income must fall below Indiana’s median or pass the means test. Most filers keep their home, vehicle, retirement accounts, and household goods using Indiana’s bankruptcy exemptions. Indiana opted out of the federal exemption scheme, so the analysis is state-specific and worth doing with a lawyer before you file.
Chapter 13
Chapter 13 restructures debt into a three- or five-year repayment plan supervised by the Chapter 13 Trustee for the Southern District of Indiana. It’s the right tool in four common situations: when you’re behind on a mortgage and want to stop foreclosure, when you’re upside-down on a vehicle loan and need to cram down the balance, when your income disqualifies you from Chapter 7, or when you have non-dischargeable priority debt, such as recent income tax debt or domestic support arrears that has to be paid through the plan. Many clients repay only a fraction of their unsecured debt and discharge the balance when the plan completes.
Not sure whether Chapter 7 or Chapter 13 is right for you? A free consultation with Matt covers the means test, your Indiana exemptions, and a side-by-side look at what each chapter would actually cost and discharge in your case.
Why Hire Conrad Legal as Your Indianapolis Bankruptcy Lawyer
Matthew W. Conrad personally handles every case from the consultation through discharge. Before founding the firm in 2013, he spent seven years as a partner in a Chicago-based national consumer bankruptcy practice and worked at firms in Indianapolis and Seattle. That depth matters most in the unusual cases: student loan adversary proceedings, lien stripping on a second mortgage, refiling after a prior dismissal, or business income that has to be reported on Schedule I. Those situations get handled by someone who has actually seen them before, not researched the night before your hearing.
